OUR MONEY HAS LOST ITS VALUE, SO SAVING MONEY IS BECOMING A BAD IDEA*

If you are not capable in handling money then you will become uncontrollable in spending the money

Divide your SALARY by 30 days and see what you get (i.e. the number of days in a month and see the funny thing about your salary plan). For example,
(1) An average level-12 worker in the state government civil service earns NGN 60,000. And this translates to NGN 60,000÷30= NGN 2,000 every day. This is LESS THAN the amount made daily by an AVERAGE HAWKER in the city.

(2) A fresh EMPLOYED GRADUATE BANKER in most NIGERIAN BANKS earns an average of NGN120,000 monthly. ***So everyday, you get NGN120,000÷30= NGN4,000 as the daily value for your work-life. By implication, this is LESS THAN the amount earned DAILY by an AVERAGE DRIVER in the city and in some villages…..

(3) If you are a FRESH GRADUATE EMPLOYEE in some big companies, you earn an average of NGN300,000 monthly. So in a day your WORK-VALUE is NGN300,000 ÷ 30= NGN10,000 **** This is LESS THAN the daily amount earned by an IRRIGATION FARMER supplying vegetables to Lagos MARKETS, a TIPPER CAR DRIVER supplying sand for three BLOCK INDUSTRIES and CONSTRUCTION SITES just 3 times a day and DRIVERS of DANGOTE TRUCKS who have bought off the trucks at scrap value and are using them to convey products between villages and the cities for just five business owners etc.

This is to tell you that you can never attain financial freedom when you work for someone else or even in an oil company. You can only get there when you build a successful business and become an investor.

The problem is not the size of the money or the value of the money but the way you are been taught on how to use the money. Money is not the answer, but the answer is keeping it or investing it wisely, that is why the popular saying big man big problem, that is not the issue.

To be rich is not enough but also how to guide it. If you are rich then learn how to guide your wealth and how to manage your resources. So if you have that money and your planning is poor, that money will soon vanish, the reason why your income is not stable is because your planning is unstable. Having money is not the answer, but having the right planning.

*Money at hand has no value, money in the bank is useless, but money invested brings more money. Your money can only be useful when it has been converted into tangible resources*. Many people might still be wondering what is tangible resources or intangibles resources. These two has a lot to do with achieving greatness in life. Your money will first come in form of intangible (ideas) which you alone will convert it to tangibles. It is the unseen that begets the seen, so if you can’t calculate it in your mind you can’t arrange it with your hands.

Your mind is the first place your wealth will occur and the major reason why people are not getting rich is because they are not yet in line with what they want.

Before you invest, clear every depth and then make savings and investing your highest financial priority. This may be the first time you are hearing this, never owe any depths and think of investment.

Our money lost its value since 1971 that is when our money stopped being money and became a currency when it ceased being hacked by gold. That was the year our money became absolute and that was what prompted to People not getting rich working and depending on monthly incomes.

People are complaining of low income and high demand on that low income, still yet they don’t want to know what they will do to get out from the issue. Ones your income is low it will be affecting the chancing of you not getting rich.

*In Nigeria the income for an average man and fifty percent of people under middle class is very low and this low income is the result why none of them is rich. I have seen a family man, that earns #80,000 per month and spends #15000 every month in maintaining and fueling his car, REV4 private jeep and after spent #15000 out of #80000 the money left is #65000. The money remaining will rather keep him in middle class or ends him up poor. Because after bills and children school fees and all that, he will be left with nothing*

The more things are getting bad the more he is thinking of what to do with his income so that it will be enough for him and the family, a time came that he packed the car and start entering commercial bus to maintain his salary still yet things keep getting worse. This is to tell you that most times money is not our problem but lack of no financial intelligence, since the money that is coming in keep making the matter worse what do you think he should do.

While I was written this book I had a brief conversation with my mother about monthly incomes and its solution to free people from the limitation of long term monthly income, she said monthly income can never make you rich but can only make you comfortable, reasons that most middle class people are saving money to solves problems so their money will always go into what they kept it for. I wasn’t surprise because she said that out of experience. If you closely look at what is happening around you, you will notice that people that are getting richer are the ones that don’t play with investment

The rich are getting richer because they know something the poor and middles class doesn’t know, not only that they hang out with their fellow rich people also.

Until you change the idea and language you have toward money, you can’t make adequate use of it. Money is a slave to the rich and master to the poor. To the rich they control it while the poor has no control over it. The poor thinks that money is only meant for the rich that they have no access to it.

After this I will tell you why the educated ones still serve and work for the rich , people didn’t went to school. For you to know that money will only have value when you invest that money in something that will double that money. To me the poor know nothing about dreaming big, the poor has a small dream and that is why they are small and will remain small. The people who dream small, think small, and work small still do the hardest part of the work and are paid least amount of money. If you do not dream big you will appear small.

Money at hand has no value, money in the bank is useless
Until it is converted into tangible assets